It is illegal for agents to charge cash fees or handling fees

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I’ve seen a few clients coming from other local agents recently, stating that the other agents charge handling fees, or cash fees or credit card fees for auto and home insurance payments. Well, It is illegal for an agent to charge the client any more than the amount due on the insurance company’s bill. If the insurance company charges a credit card fee, they can, but the agent can NOT…

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Save 20% for good driving habits with Travelers inteli-drive

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Add Travelers inteli-drive option to your policy anytime for a possible savings of 20%. It rewards good drivers with lower premium. Requires installing app on smart phone for 3 months to track driving habits. After 3 months, a score / discount is calculated. The app can be removed from your phone and the discount stays on the policy for as long as you own the policy. Request a quote today…

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How tickets affect premium

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Some interesting statistics on how tickets increase the price of insurance for 3 to 5 yrs: Stats from insurance . com. DUI/DWI first offense 79% Reckless driving 73% Operating a vehicle in a race (highway racing) 71% Speeding 30+ over limit 30% Careless driving 26% Texting-while-driving 23% Distracted driving 22% Speeding 16-29 MPH over limit 22% Improper/illegal pass 20% Speeding 1-15 MPH over limit 20% Following too closely 20% Improper…

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Fees for cash payments is illegal

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FYI, in Georgia, agents can not charge a cash fee or convenience fee for client’s payments made in the office.  It is against Ga. law.  Agents are only allowed to collect the amount on the client’s bill from the insurance carrier.  The only additional fee that can be charged is a credit card fee if it is charged by the carrier. Agent’s that charge a 1-2 dollar fee for using…

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